ಹೊಸ ವರ್ಷದ ಶುಭಾಶಯಗಳು/HAPPY NEW YEAR 2015 TO ALL

Now, post offices can provide ATM cards, account statements

Post offices moved a step closer to becoming banks. The government has allowed certain eligible branches to issue ATM cards to their account holders and also account statements instead of giving out passbooks, as most private sector banks do. 

On Tuesday, the government issued a gazette notification amending the Post Office Savings Bank General Rules, 1981. The rules will come into force immediately. These facilities will be available to the branches that are working on core banking solution software, essentially branches that part of an electronic network. 

Post offices currently provide savings account, recurring deposits, fixed deposits and many other small savings schemes run by the government including the popular Public Provident Funds. 

The funds raised by them largely go to finance central and state governments. India post currently has about 1.55 lakh branches, nearly 90% are in the rural areas, which many experts see as a good vehicle for financial inclusion. The notification says the post office savings bank could issue automated teller machine or debit card to account holders on request or otherwise which can be used to withdraw funds from any of the branches having core banking. 

The deposits to these accounts could be made and accepted through any electronic mode. The RBI had decided against issuing a banking licence to India Post when it gave out licence to IDFC and Bandhan Financial Services saying it would decide after consultation with government. The new rules notified by the government will push India Post closer to banks. 

Amendment to Small Savings Schemes, 2014

To view the Gazette notification, please CLICK HERE. 

Sb Order Bo. 13/2014 : Grant of Savings Bank allowance to Postal Assistants working in Savings Bank / Certificate Branches - Clarification - reg

Meeting with Sri. Ravi Shankar Prasadji, Hon'ble Minister for Communications & IT

A delegation of NAPE Group"C" [ FNPO] leaders under the leadership of Sri. T V Chandramohan, Ex - MLA, Chairman FNPO Thrissur District Committee and Johnson Avokkaran,AGS,[CHQ]&C/S KERALA CIRCLE NAPE Gr"C" met the Hon'ble Minister at Guruvayur and submitted a memorandum regarding Circle Level and local Issues. The minister was  kind enough to have a fruitful discussion.

 
Demands consisted:

1)Protection of TRCA of GDS.
2)Filling up of vacant posts in all cadres including that of CPMG and DPS NR.
3)To effect relaxation recruitments in all cadres in the Circle without delay.
4)To keep in abeyance the hasty decision of the Circle administration to set up Post Shoppies in the Circle.
5)Allot funds for building Kunnamkulam HO Building.
6)Allot funds for repairs of Staff quarters at Poothole, Thrissur Division.
The delegation consisted V K Mohanan(D/S NUGDS) and C J Wilson(Divisional Vice president, P4). Minister agreed to do all possible help on the demands.

Declaration of assets by Public Servants under Lokpal: Removal of Difficulties Order Notification by DoPT

MINISTRY OF PERSONNEL, PUBLIC GRIEVANCES AND PENSIONS

(Department of Personnel and Training)

ORDER

New Delhi, the 26th December, 2014

S.O. 3272(E).- Whereas the Central Government, in exercise of the powers conferred by sub-section (1) of section 62 of the Lokpal and Lokayuktas Act, 2013 (1 of 2014) (hereinafter referred to as the said Act), made the Lokpal and Lokayuktas (Removal of Difficulties) Order, 2014 (hereinafter referred to as the said Order) with effect from the 15th February. 2014 for the purpose of carrying out modifications and amendments in all existing rules regulating the filing of property returns and making of declaration of assets by public servants so as to bring them in conformity with the provisions of the said Act. within a period not exceeding one hundred and eighty days from the date on which the provisions of the Lokpal and Lokayuktas Act, 2013 came into force, i.e., the 16th January, 2014;

And whereas, the central Government initiated the process of modifications and amendments of all existing rules dealing with the subject matter of filing of annual returns and making of declaration of assets by public servants in consultation with various authorities, such as, the Comptroller and Auditor General of India, the Election Commission, the Lok Sabha Secretariat, the Rajya Sabha Secretariat, the Ministry of Law and Justice (Department of Legal Affairs and Legislative Department), the Department of Financial Services, the Department of Public Enterprises and the State Governments;

And whereas, the comments and suggestions received from above said authorities had been under consideration of the Central Government and the completion of the procedure of finalising the rules under the said Act was likely to take some more time and the process of harmonisation of the existing rules with the provisions of the said Act and the rules made thereunder was taking time beyond the period notified under the said Order, and, therefore, the Central  Government amended the said Order on 14th July, 2014, extending the said period of one hundred and eighty days to a period of two hundred and seventy days;

And whereas, the Central Government, after consulting the Ministries/Departments. including the Department of Financial Services, the Department of Public Enterprises, the Ministry of Law and Justice and the office of the Comptroller and Auditor General of India, made the Public Servants (Furnishing of Information and Annual Return of Assets and Liabilities and the Limits for Exemption of Assets in Filing Returns) Rules, 2014 (hereinafter referred to as the said rules), in exercise of the powers conferred by sub-section (1) read with clause (k) and clause (l) of sub-section (2) of section 59 read with section 44 and section 45 of the Lokpal and Lokayuktas Act, 2013, and notified the said rules on 14th July, 2014, prescribing therein the forms in which information and annual returns are to be filed by every public servant;

And whereas, the Central Government forwarded the Copies of the notification containing the said rules to all Ministries and Departments of the Central Government requesting them to take the follow-up action in terms of the said rules. and for ensuring compliance with the said rules by all officers and staff in the respective Ministries, Departments and organisations and public sector undertakings under their control;

And whereas. the Central Government also forwarded the copies of the notification containing the said rules to the Chief Secretaries of all State Governments and Union territories, requesting them to take the follow-up action in terms of the said rules requiring all officers of the All India Services working in connection with the affairs of the State Governments and the officers and staff working in various organisations and public sector undertakings under their control so as to ensure due compliance with the said rules by all of them;

And whereas, concerns and apprehensions were raised by some Ministries and Departments, Organisations and individuals about the posting of every information provided by the public servant on public domain and the complexities involved in posting such details in the prescribed formats and also about exacerbation of vulnerabilities of the public servants after filing such details. specifically of movable property and their publication on the websites of respective Ministries and Departments giving rise to the apprehension of the safety and security of the members particularly children of the public servant;

And whereas, keeping in view the genuine concerns and apprehensions aforesaid, the Central Government constituted a Committee on 28th August, 2014 to simplify the forms and the process in which public servants shall make declaration of assets and liabilities as required under the said Act and the rules made thereunder and the Committee was required to examine the forms prescribed under the said rules and suggest changes therein as may be considered necessary within a period of forty-five days;

And whereas, the exercise of reviewing the existing rules relating to various services and posts with the provisions of the said Act and the rules made thereunder, the process of completion of follow-up action by various Ministries and Departments of the Central Government and the State Governments and the exercise of simplification of forms and the process in which public servants shall make declarations of assets and liabilities, was likely to take time beyond the period of two hundred and seventy days as specified in the said Order (as amended by the Order, dated 14th July, 2014), it had become necessary to extend the said period of two hundred and seventy days and, accordingly, the Central Government amended the said Order on 8th September, 2014. extending the said period of two hundred and seventy days to a period of three hundred and sixty days for the purposes of section 44 of the said Act;

And whereas, the Committee constituted by the Central Government on 28th August, 2014 to simplify the farms and the process in which public servants shall make declaration of assets and liabilities as required under the said Act and the rules made thereunder, submitted its first Report to the Government on 1st October, 2014, wherein the Committee suggested simplification of form prescribed for submission of statement regarding movable assets and the form prescribed for submission of statement regarding debts and liabilities by public servants, under the aforesaid rules;

And whereas, the processing of necessary amendments to the aforesaid rules so as to incorporate the revised forms for filing statement regarding movable properties and the statement regarding debts and liabilities and the circulation of the revised formats, after their due notification in the Official Gazette, to all Ministries and Departments of the Central Government and the Chief Secretaries of all State Governments and Union territory administrations and the further process of follow-up action in terms of the said rules requiring all officers of the All India Services working in a connection with the affairs of the State Governments and the Offices and Staff working in various Organisations and Public Sector Undertakings under their control so as to ensure due compliance with the revised rules by all of them, is a time consuming process and as such the said process cannot be completed within the limit of three hundred and sixty days as contemplated in the principal order as amended by the order dated 8th September, 2014;

And whereas, Central Government has decided to amend the Lokpal and Lokayuktas Act, 2013, to address various deficiencies noticed in the said Act and, in that context, a need has also been felt to amend the provisions of section 44 of the said Act so as to harmonise the provisions of the said section with the relevant provisions of the Representation of the People Act, 1951 and rules framed thereunder, the All India Services Act, 1951 and rules framed thereunder, the rules framed by the Central Government in pursuance of article 148 and article 309 of the Constitution and also various statutes setting up autonomous bodies and Public Sector Undertakings and the rules framed thereunder; 

And whereas, the introduction of a Bill to amend the Lokpal and Lokayuktas Act, 2013, and its passing by Parliament and enforcement is also likely to take time; and hence it has become necessary to extend the said period of three hundred and sixty days to a period of eighteen months and the Central Government has accordingly decided to extend the period to complete this process;

New. therefore, in exercise of the powers conferred by sub-section (1) of section 62 of the Lokpal and Lokayuktas Act, 2013 (l of 2014). the Central Government hereby makes the following amendment further to amend the Lokpal and Lokayuktas (Removal of Difficulties) Order, 2014, namely-

In the said Order, in paragraph 2, in sub-paragraph (1), for the words �within a period not exceeding three hundred and sixty days�, the words �within a period not exceeding eighteen months� shall be substituted.

[R No. 407/ 12/2014-AVD-1V(B) l]

JlSHNU BARUA, Jt. Secy.

Note : The Lokpal and Lokayuktas (Removal of Difficulties) Order, 2014 was published in the Gazette of India Extraordinary, vide notification number 8.0. 409(E), dated 15th February, 2014 and amended by Order, dated 14th July, 2014 published vide notification number 8.0. 1840(E) dated lSth July, 2014; and by Order dated 8th September. 2014 published vide notification number 8.0. 225605) dated 81h September, 2014.

 1) Clarification regarding issue of medicines under CGHS

2)Change in date of birth/age of family pensioners for payment of additional pension

Click here to see the details


Banaras Saree by Post

Online marketplace Snapdeal has partnered with India Post to bring thousands of weavers and artisans from Varanasi online.  Snaeapdeal has launched a pilot with India post to set up facilitation desks at Varanasi Post offices to enable local weavers to sell their indigenous products such as famed Banarasi saree, on its plot form. " this is an endour by Snapdeal and India post to empower local artisans,small and medium entrepreneurs to sustain their lively hood by providing a platform to popularize their indigenous product".  Snapdeal CEO and CO founder Kunal Bahl said.  Through this association weavers will get access to national audience at neglible cost,he added.  The Post office will act as drop point for sellers, and India post will delkivers the goods to the buyers. " India has a number of unique highly specialized art forms and weaves".  How ever,with the fast changing fashion trends and readily available products, we are losing out on this which heritage.  If we do not act now, soon the rich designs and weaves will be extinct," Bahl said. 

Additional Charge of DDG ( Postal Operations), Postal Directorate

To view Directorate's letter, please CLICK HERE. 

1) Minutes of the JCM, Departmental Council (DC) Meeting held on 16/12/2014 

Click the above link to read the minutes

2)Lokpal: Babus get four more months to file info on assetsClick here to see the details...

Go-Live of Vidyanagar SO, Dharwad Division, North karnataka Region on 26-12-2014

Go-Live of Vidyanagar SO, Dharwad Division, North karnataka Region on 26-12-2014

Various Accounts Closure in Finacle

SB ACCOUNT CLOSURE:

Before account closure, withdraw the entire sum and make the balance zero

In case of cheque account, select all the unused cheques and then destroy them.

To close the SB account: Menu Option HCAAC

Ø  Select ‘Close’

Ø  Enter the account no.

Ø  Navigate the General/Closure details/Closure exception pages

Verification by the Supervisor

Ø  Select verify

Ø  Select the account no. from searcher or enter the account no.

Ø  Complete the vefication

MIS Account Closure (By Cheque)

Always use Trial close option first, note down the closure proceeds in HPR and then do the original closure.

 Ø  Menu option - HCAACTD  

 Ø  Enter the MIS account number. Always use the Trial close option to verify the amount & click Go.

 Ø  General / closure details / closure exceptions pages will be displayed under different tabs.

 Ø  In the General tab, check for the Name of the depositor, date of opening and amount.

 Ø  In the closure details tab, if the closure amount can be paid by cash, select the option in Close mode – By cash.

 Ø  If cheque, select the option – Repayment account, enter the Repayment account id as the Post master Cheque account id – 781001000340.

 Ø  In the closure exception tab, enter the reason  - whether death  or Normal. (select the reason only from the searcher)

 Ø  Submit.

 Ø  Closure details will be listed below.

 Ø  Go to HPR.

 Ø  In the HPR, the final amount to be paid will be listed.

 Ø  Then Start the Regular Closure in the option – Z - Close.

Verification :

 Ø  HCAACVTD – Visit all the pages and submit.

 Ø  Then go to HPR, to verify the final amount to be paid.

ACCOUNT CLOSURE (BY CASH) :

Always use Trial close option first, note down the closure proceeds in HPR and then do the original closure.

Ø  Follow the same procedure as above.

Ø  In the close mode select, cash.

Ø  Use HCASHPND finally to pay the amount.

Ø  Dr. Repayable/parking account   Cr. Teller cash account

SCSS ACCOUNT CLOSURE: 

(always use Trial close option to verify the amount)

• Menu option-  HCAACTD       

•  If Close mode is chosen as cash – then proceeds go to repayment a/c . From Repayment a/c placeholder, user needs to invoke the menu HCASHPND for transferring it to teller cash a/c. 

•  If cheque has to be paid, select the close mode as Repayment account and enter the Postmaster cheque account id – SOL id ending with 0340. 

• Use Menu-  HCAACVTD   Verify  account closure (Verification by Supervisor)

•  Use Menu-    HTDTRAN      Enquire TDA transaction(To enquire closure proceeds.)

• Use Menu-    HFTI    Tran enquiry  (To enquire the transaction details and note down the tran-id.)

RD ACCOUNT CLOSURE: 

(always use Trial close option to verify the amount)

• Use Menu-  CRDCAAC  to close RD account by counter PA 

•  If the RD account is linked with the loan account (loan taken already), the LIEN marked    on the RD account should be lifted first using HALM menu before closing.

•  If it is not a death closure, select the radio button as No. 

•  If the Repayment mode is selected as Transfer, then the Repayment A/c is to be specified. We can specify the savings account of the customer  in this. 

•  If Repayment mode is chosen as cash – then proceeds go to repayment a/c . From Repayment a/c place holder, user needs to invoke the menu HCASHPND for transferring it to teller cash a/c.  

•  If cheque has to be issued, enter the Repayment mode as Transfer and enter the Postmaster Cheque account (ac id – SOL id ending with 0340)

• Use Menu-  CRDCAAC    (Verification by Supervisor)      Enter the account number or select from the searcher 
•  Use Menu- HFTI    Tran inquiry     Note down the tran-id generated in the closure menu and enquire the transaction details. 

• Use menu-  HCASHPND   (To PAY cash by to the customer by the Counter PA                  Select Unprocessed)

•   Enter the account number or tran id.

PPF account closure:

• Use Menu-   HCAAC  (To close the PPF account by the Counter PA)   

• Enter the PPF account number. 

• Enter all the mandatory details, closure reason code, close mode, etc. 

• For cash payment select the close mode as cash. Then payout using HCASHPND. 

• If payment is to be made by cheque, select the close mode as transfer, enter the Postmaster Cheque account number – SOL id ending with 0340 as the Transfer account id. 

•  If it is an SB transfer, SB account number can be entered. 

•  Note down the closure amount. 

• Use Menu-  HCAAC  (Verification by the Supervisor)            

• Enter the PPF account number 

• Submit

NSC/KVP discharge:

• Use Menu-   NSCAC  (To discharge NSC/KVP by the Counter PA)   

• Select NSC  or KVP 

•  Enter the CIF id and registration number. 

•  In case of bulk issue, all the certificates will be listed out. 

•  Select each certificate and click the close radio button. 

•  Submit
• Use Menu-  NSCAC    (Verification by the Supervisor)            

•  Enter the CIF no.  and registration number. 

•  Submit 

•  Go to HPR and note down the amount to be paid in the certificate. (Counter PA cannot view the amount)

Process of PPF Transfer in DOP Finacle

PPF Transfer In procedure in DOP Finacle

Procedure to open PPF transfer in Account or PPF accounts wherein incorrect account open date or balance has been migrated

1. Open new CIF for the PPF Transfer in accounts or balance difference cases as ONE CIF cannot have more than one PPF linked to it
2. Open PPF with the above CIF with correct transfer in details

• Account Opening mode to be TRANSFER
• Old PPF Account Number to be given
• BOD (Begin of Day) date will be automatically populated as Transfer In date 
• Original PPF Account Open date is mandatory
• PPF Maturity date is mandatory
• No. of documents received is mandatory
• Old Bank-branch details to be entered
• Advice of Transfer Number to be entered

3.       PPF account to be verified 

4.       This new PPF account number to be entered in the Excel sheet in Finacle PPF Account Number field. Transaction details to be correctly. Year end indicators should be correctly marked.

5.       .txt file to be generated from the excel sheet entered.

6.       Invoke the menu HTRFTOUN from Counter Login .

• Browse the path of the .txt file
• Destination directory to be always /dop/
• Click on Upload

 Invoke the menu CTUPLD in Operator Login

• Enter the new PPF account number 
• Enter the filename uploaded in the sl. No. 6 along with extension 
• Click on Submit

Data uploaded successfully message will be thrown (Run time error will be thrown if the date format is incorrect mm/dd/yyyy is the format)

9.       Invoke the menu CTPROC through SUPERVISOR login

• Select the Function – Verify
• Enter the PPF account number 
• Click on GO

• Click on Submit

Invoke the menu HACLI

Invoke the menu CTINQ for viewing the ledger entries

Click on Go

15.   Entries entered in excel sheet will be displayed. Confirm the correctness of the entries

Please note that the entries other than the current year entries are available in the above screen.

16.   Now close the old PPF account (wrong account open date or balance) by invoking the menu HCAAC. Closure reason to be selected as TRANSFER TO BANK. 

17.   Suitable error book entries to be made for reference.