Saturday, 30 May 2015



Maximising the post office - The Hindu Artcle

“India Post can play a big role in the fulfilment of the government’s social objectives.” Picture shows a pensioner leaving a post office in Byalahalli village, Karnataka. Photo: By Special Arrangement

Instead of hamstringing public sector banks with social schemes, it is time to transfer many of these financial tasks to India Post.

Public sector bank employees are so overwhelmed by the sheer number of government-sponsored schemes they are saddled with, that they have begun to come up with parodies. One such spoof scheme is what they have named the Pradhan Mantri Sishu Palan Yojana, where customers with SB accounts can leave their children with the bank manager for babysitting services at a nominal cost.
This might be just a joke, but it does reflect the deep frustration among bankers at being mandated to carry out an enormous number of the government’s social objectives.
There has been a lot of commentary asking the government to reduce its involvement in Public Sector Banks (PSBs). The government has been asked to reduce holdings, step away from appointments of chairmen and board of directors, and to not interfere in bank schemes such as the farm loan waiver or mandatory priority sector lending, But nobody is talking about the government using PSBs to roll out its various populist schemes, which will affect their day-to-day operations in the short run, and its overall competitiveness in the long run.
A quick search will reveal that the number of government social schemes that use PSBs is uncomfortably high. The schemes cover a range of areas such as insurance (Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana, etc), pension (Atal Pension Yojana), financial inclusion (Pradhan Mantri Jan Dhan Yojana), and priority sector lending, which includes various schemes under agriculture, micro and small enterprises, education, housing, export credit and others.
Ambitious targets
Each scheme usually comes with countrywide targets set by the concerned ministry, which are then distilled and divided into smaller numbers for each bank branch. For example, the Pradhan Mantri Jan Dhan Yojana (PMJDY) has an ambitious target of opening 10 crore accounts, to be divided among the banks. One PSB was assigned a target of 1 crore accounts and one of its branches in Bengaluru had a target of 1,000 accounts to be opened within a week. Such targets are rarely met, and even if they are, they rarely match the desired outcomes, due to complete misalignment of incentives. With a severe dilution of Know Your Customer norms, there is enough evidence about the actual success of the scheme — 75 per cent of the accounts are empty, multiple accounts have been opened by single persons, and there are huge costs that the banks bear (Rs. 200 per bank account).
But what is perhaps the biggest cost to banks is the opportunity cost they lose in implementing these schemes. Ambitious targets and time frames take up precious time that could have otherwise been used to carry out the original mandate of the banks — accept deposits and make loans. All normal bank activity comes to a standstill during such public drives, with employees being swamped by the targets. Even big business clients are asked to wait until the pressure eases. The PMJDY drive halted all normal banking activities for an entire week.
At a time when public sector banks are finding it hard to beat the competition posed by deep-pocketed foreign and private sector banks, they can ill afford to let their biggest customers take a back seat while they meet social goals.
Relevance of India Post
However, since social security measures are important, how about using another government-run behemoth, India Posts, for this task? As it struggles to find relevance in the digital age, perhaps the answer lies in reusing its enormous reach for delivering social schemes. In the U.S., this idea is being examined, and the U.S. Postal Service presented a report this month outlining exactly how postal banking could promote financial inclusion while turning in a neat profit for the service.
Two criteria have to be considered: reach and capability. India Post has a network of over 1.5 lakh branches across India, a reach that far exceeds all the PSBs combined. Of the 1.5 lakh branches, about 1.4 are in rural areas, compared to the combined 23,000 rural branches of the public sector banks.
India Post already runs the Post Office Savings Bank account, which handles cash worth Rs 6 lakh crore per year across 28 crore accounts. The service has also been quite successfully handling cash payments in the Mahatma Gandhi National Rural Employment Guarantee Act — nearly 5.6 crore MGNREGA accounts, and wages amounting to nearly Rs. 10,000 crore have been disbursed to beneficiaries through 97,709 post offices across the country. Of the three main building blocks of financial inclusion — cash storage, disbursing payments, and giving credit — India Post has already shown that it is quite capable of handling the first two.
In the longer run, for India Post to play a bigger role in the fulfilment of the government’s social objectives, the following steps can be taken: First, one of the smaller and healthier PSBs could be merged with Indian Post so that the latter acquires a banking licence and a trained workforce. Second, incentives could be offered to the present workforce to sit for the banking exams. Third, banking exams could be made a requirement for a percentage of the new recruits; and, finally, the banking division of the post office could be brought under the RBI’s regulatory purview.
With this, India Post can expand from financial inclusion to handling insurance and pension accounts, priority sector lending in rural areas, and many other financial functions as well.
Some post offices around the world have undergone this transformation quite successfully. The Royal Mail of the U.K., for example, does all the things a bank does and additionally even provides telephone and broadband service.
This move could free public sector banks from being yoked to social sector objectives and allow them to become competitive and function freely in the highly cut-throat banking sector. Simultaneously, it could harness the potential of the post office network in India.
(Anupam Manur is a policy analyst at Takshashila Institution.)

Announcement of Result of LGO Examination held on 23.11.2014

It was learnt that the result of LGO Examination for promotion to the cadre of PA/SA held on 23.11.2014 has been sent to concerned Postal Circles by the Directorate.Preparation of division wise merit list is under process at circles.It is expected that division wise result will be announced on any day in next week.

Tuesday, 26 May 2015

Connecting rural India- Network-connected handheld devices for postal delivery soon

The Department of Posts is likely to soon start a Rs 1,370-crore mega project that will allow India's 1.3 lakh postmen in rural regions to use network-connected handheld terminals for postal delivery.

The project, awarded last year to a consortium that includes state-run Telecom Consultants of India (TCIL), system integrator Ricoh India and Hyderabad-based VisionTek, which provides handheld devices, was delayed due to unavailability of components. 

Big IT companies such as HP and Wipro were also in the running for the contract rolled out by the ministry of communications & information technology. 

"Based on terminal devices on network, the DoP initiative is likely to happen later this month. The project was delayed as the private company took time to deliver the components," TCIL's chairman and managing director Vimal Wakhlu told ET. 

The devices will have a biometric module to authenticate an individual's identity using the Aadhaar number, solar-powered panel for charging terminals and a thermal printer to instantly print receipts. "This is completely an indigenous project, including devices and components, and strengthens the concept of `Make in India'," said Wakhlu. 

The initiative is aimed at preventing postal losses and minimizing procedural delays. The service will require a digital signature of the addressee that can be automatically transferred to a central server and an acknowledgement sent to the person. 

TCIL is roping in state-owned telecom operator Bharat Sanchar Nigam Ltd for providing network connectivity. 

The movement of postmen can be tracked using GPS on this device. It will help monitor the entire system and ensure more efficiency as post offices play a vital role in India's rural economy, Wakhlu said. "This programme is a step towards financial inclusion of the people of rural India as it will facilitate financial transactions. Money can be delivered and accepted through this device, with proper bank account and receipts delivery," he said. 

Ricoh will act as the systems integrator, managing installations, maintaining hardware and supplying peripheral devices for the project. 

"We have won the Rs 1,370-crore contract from DoP for the supply of hardware solutions under the department's modernization initiatives. Ricoh will be providing maintenance services for rural ICT devices for a period of five years," said Ricoh India's managing director Manoj Kumar.

Source : The Times of India

Pay fixation of direct recruit Assistants appointed after 1.1.2006-Stepping up of pay of DRs with reference to the pay of junior promotee Assistants- Clarification

F.No.7 /7 /2008-CS.I(A)
Government of India
Ministry of Personnel, Public Grievances & Pensions
(Department of Personnel & Training)
New Delhi, 25th May, 2015
Subject: Pay fixation of direct recruit Assistants appointed after 1.1.2006- Stepping up of pay of DRs with reference to the pay of junior promotee Assistants- Clarification regarding.
The undersigned is directed to draw attention to the issue of stepping up of pay of direct recruit Assistants, appointed on or after 1.1.2006 at par with the pay of the UDCs promoted and appointed to the post of Assistant between 1.1.2006 to 31.8.2008 whose pay has been fixed in terms of para 2(c) of Department of Expenditure’s U.0. No.10/ 1/2009-IC dated 14.12.2009.
2. The matter has been examined in this Department in consultation with the Department of Expenditure and they are of the view that as per the CCS (RP) Rules, 2008, the stepping up of pay is allowed if the anomaly in pay, if at all arising, is a direct outcome of fixation of pay in the revised pay scale from the pre-revised scale to the effect that the senior who was drawing higher pay in the pre-revised scale, starts drawing lower pay in the revised scale. However, in the case of direct recruit Assistants appointed on or after 1.1.2006, the direct recruits never drew the pre-revised pay prior to 1.1.2006. Further, Department of Expenditure’s U.O. dated 14.12.2009 relates to fixation of pay in revised scale from pre-revised scale of pay.
3. All the Ministries/Departments are therefore advised to review all the cases wherein stepping up of pay has been allowed to direct recruit Assistants appointed on or after 1.1.2006 with reference to the pay of their junior promotee Assistants. The pay fixation in revised pay structure of such direct recruit Assistants be revised immediately and action be initiated for effecting recoveries of excess payments, if any, as per extant instructions.
(Parminder Singh)
Under Secretary to the Government of India

Letter for Inclusion of the issues of GDS within the purview of 7th CPC

Inter Ministerial committee to hold threadbare discussions with representatives of Central Trade Unions on 10 point charter of demands

Press Information Bureau
Government of India
Ministry of Labour & Employment
26-May-2015 11:48 IST

The Government has decided to constitute following Inter Ministerial committee to hold threadbare discussions with representatives of Central Trade Unions on 10 point charter of demands and other issues being raised by them and for recommending measures to address those issues:- 

1.Shri Arun Jaitley, Finance Minister

2.Shri Bandaru Dattatreya, Minister of State(I/C) for Labour & Employment

3.Shri Dharmendra Pradhan, Minister of State(I/C) for Petroleum & Natural Gas

4.Shri Piyush Goyal, Minister of State(I/C) for Power

5.Dr.Jitendra Singh, Minister of State in the Prime Minister’s Office

The Secretarial assistance to this committee will be provided by the Ministry of Labour & Employment.

Ministry of Labour and Employment
Government of India
New Delhi:  May 26, 2015 

Sunday, 24 May 2015

Temporary Status Group 'D' is entitled for OLD Pension Scheme even though appointed after 1.1.2004

 CLICK HERE to view the Judgement of High court of Karnataka

"Snapdeal" offered Discount on purchases to Postal Dept Employees

The copy of Directorate Memo No. 11-10/2014-BD&MD dated 1/5/2015 on the above subject is reproduced below for the information to the members of this Association and also to the track in viewers. 

UPSC Civil Services Exam 2015 Notification – Apply Online

Union Public Service Commission (UPSC) has published the much awaited notification for the recruitment of 1129 posts in Various Group A & Group B Services through Civil Services Examination 2015 (IAS, IPS, IFS etc.). Eligible candidates may apply online from 23-05-2015 to 19-06-2015 till 11.59 PM. Details are as follows: 

Notification No. F. No. 1/1/2015-E.I(B)

Important Dates:
Starting Date for Submission of Online Application: 23.05.2015.
Last Date for Submission of Online Application: 19.06.2015 till 11.59 PM.
Last Date for Payment of Fee through ‘Pay by Cash’: 18.06.2015 at 23.59 hrs.
Last Date for Payment of Fee through Online mode: 19.06.2015 at 23.59 hrs.
Written Exam Date for Preliminary Exam 2015: 23.08.2015
Note: Candidates are required to apply only through online mode no other mode for submission of applications is allowed

Name of the Post:
(i) Indian Administrative Service.
(ii) Indian Foreign Service.
(iii) Indian Police Service.
(iv) Indian P & T Accounts & Finance Service, Group ‘A’.
(v) Indian Audit and Accounts Service, Group ‘A’.
(vi) Indian Revenue Service (Customs and Central Excise), Group ‘A’.
(vii) Indian Defence Accounts Service, Group ‘A’.
(viii) Indian Revenue Service (I.T.), Group ‘A’.
(ix) Indian Ordnance Factories Service, Group ‘A’ (Assistant Works Manager, Administration).
(x) Indian Postal Service, Group ‘A’.
(xi) Indian Civil Accounts Service, Group ‘A’.
(xii) Indian Railway Traffic Service, Group ‘A’.
(xiii) Indian Railway Accounts Service, Group 'A'.
(xiv) Indian Railway Personnel Service, Group ‘A’.
(xv) Post of Assistant Security Commissioner in Railway Protection Force, Group ‘A’
(xvi) Indian Defence Estates Service, Group ‘A’.
(xvii) Indian Information Service (Junior Grade), Group ‘A’.
(xviii) Indian Trade Service, Group 'A' (Gr. III).
(xix) Indian Corporate Law Service, Group "A".
(xx) Armed Forces Headquarters Civil Service, Group ‘B’ (Section Officer’s Grade).
(xxi) Delhi, Andaman & Nicobar Islands, Lakshadweep, Daman & Diu and Dadra &Nagar Haveli Civil Service, Group 'B'.
(xxii) Delhi, Andaman & Nicobar Islands, Lakshadweep, Daman & Diu and Dadra &Nagar Haveli Police Service, Group 'B'.
(xxiii) Pondicherry Civil Service, Group 'B'.
(xxiv) Pondicherry Police Service, Group 'B'.

Age Limits: A candidate must have attained the age of 21 years and must not have attained the age of 32 years on the 1st of August, 2015 i.e., he/she must have been born not earlier than 2nd August, 1983 and not later than 1st August, 1994.

Minimum Educational Qualifications: The candidate must hold a degree of any of Universities incorporated by an Act of the Central or State Legislature in India or other educational institutions established by an Act of Parliament or declared to be deemed as a University Under Section-3 of the University Grants Commission Act, 1956, or possess an equivalent qualification.

Application Fee: Candidates have to Pay Rs.100/- either by online or offline mode. No Fee for Female/ SC/ ST/ PH candidates.

Selection Process: The Civil Services Examination will consist of two successive stages. Civil Services Preliminary Examination (Objective type) for the selection of candidates for the Main Examination and Civil Services Main Examination (Written and Interview).

For more details refer official notification from below link:

Civil Services (Preliminary) Exam 2015 Notification: Click Here

Apply Online: Click Here

No job cut in transformation of Postal Dept: Comm & IT Min

The DoP has plans to set up Post Bank of India under payments bank licence. The Reserve Bank of India has already issued licensing norms for niche banks - payments banks and small banks.

There will be no job losses during transformation of the Department of Posts, Communications and IT Minister Ravi Shankar Prasad assured Friday. "I assure all employees that no one will lose their job during the transformation of Department of Post.

There is a need for capacity building," Prasad tweeted while sharing highlights of his address to circle heads of Department of Posts.

The Minister has been asking postal employees to transform themselves and help in transformation of post offices. "Computerisation of all Post Offices must be completed soon.

This is my priority and I will personally monitor the progress of this work," he tweeted. The minister said that proposed Post Bank of India will be a game changer for the department as it will take financial inclusion to a new level. "Post offices must gear up for this," he said.

The DoP has plans to set up Post Bank of India under payments bank licence. The Reserve Bank of India has already issued licensing norms for niche banks - payments banks and small banks.

Prasad said that DoP officers should reach out to eCommerce companies and offer them logistics services. "eCommerce is a great opportunity. India Post must use this opportunity to take eCommerce to the every corner of India," Prasad said.

India Post has launched a mobile application and an e-commerce centre at Safdarjang, New Delhi, that will handle e-retailing exclusively. The centre is capable of handling 30,000 parcels per day. Online retail players such as Amazon, Paytm and Snapdeal are using the Postal Department's services for their parcels.

He said that post offices in rural India must also improve their facilities and improve their visibility by placing sign boards so that people can locate it easily.

"Department of Post has to play a bigger & more active role in transformation of India. No other govt agency has such deep understanding of India," Prasad tweeted.

Saturday, 16 May 2015

National Anomaly committee Meeting – 29th May 2015.Click here to see the details.

Our sincere thanks to Hon MOC & IT as promised to PJCA MOC cleared the cadre Restructuring file . 
The Cadre Restructuring for Group -C Employees has beensigned by the Ministry and forwarded to DOPT for Final Approval on 13.05.2015. 
It is expected that the proposal would be approved by DOPT after various formality checks and clearance from Department of Expenditure of Ministry of Finance.Click here to see the details.
2) RTP(Warrant Officers) in the Army Postal Service is required to be counted as regular service in the direct entry grade while computing the service record of the applicants and all benefits of service accruing thereafter including MACP.
Click  here to View Judgment Copy                                  Ecom merce (past, present and future)                     Panel Discussion on eCommerce Past, Present & Future Moderator Mr Ashish Jhalani
Click the above link to view

1)Preference to Casual Labours to GDS selection.
2)Grant of age concession to the Persons with Disabilities for Direct recruitment in Central Government.
3)Simplification of Withdrawal process – Documentary requirements: PFRDA Clarification..

Click here to see the details.

Monday, 11 May 2015

Revisions of rates in serving of refreshments during meetings

To view Ministry of Finance, Department of Expenditure OM No. 7(3)/E-Coord/2013 dated 6th May 2015, please CLICK HERE. 

Revision of selection process for engagement to all approved categories of GDS - preference to Casual Labourers

To view Directorate memo, please CLICK HERE.

Launching of e-commerce centre and India Post Mobile App at New Delhi

The Union Minister for Communications & Information Technology, Shri Ravi Shankar Prasad addressing at the dedication of the e-Commerce Centre to the Nation and launch of India Post Mobile App, in New Delhi on May 11, 2015. The Secretary (Posts), Ms. Kavery Banerjee and other dignitaries are also seen.

From L to R : Shri T. Murthy Member (O), Shri A. B. Joshi Member (Tech), Hon'ble MoC & IT Shri Ravi Shankar Prasad, Ms Kavery Banerjee Secretary (Posts)

Hon'ble MoC & IT Shri Ravi Shankar Prasad Ji launching the India Post Mobile App.


Hon'ble MoC & IT Shri Ravi Shankar Prasad Ji unveiling the plaque to dedicate the e-commerce centre to the Nation on 11/5/2015
The postal sector's primary forum for global cooperation.
Posts can help bridge e-commerce divide for SMEs.
Speakers address innovation challenges

Sunday, 10 May 2015


Declaration of results of the LDCE for promotion to the post of Inspectors Posts for the year 2014 held on 22 and 23 November 2014

Declaration of the Results of the LDCE (66.66%) for promotion to the post of 'Inspectors Posts' for the Year 2014 held from 22nd and 23red November, 2014CLICK HERE to see the covering letter No. A.34013/07/2014-DE dated 6th May 2015. No examination was held in Delhi, Haryana and Tamil Nadu Circle. The result of NE circle is not declared. 

Summary of the result :

No. of vacancies
No. of candidates selected
No. of unfiled vacancies
From Punjab Circle.
Result to be declare later
One each from Punjab and Karnataka Circle

2. List of Selected candidates of IP examination 2014: Rajasthan Circle

3. List of Selected candidates of IP examination 2014: Uttarkhand Circle

4. List of Selected candidates of IP examination 2014: Uttar Pradesh Circle

5. List of Selected candidates of IP examination 2014: West Bengal Circle

6. List of Selected candidates of IP examination 2014: Maharashtra Circle

7. List of Selected candidates of IP examination 2014: Kerala Circle

8. List of Selected candidates of IP examination 2014: Madhya Pradesh Circle

9. List of Selected candidates of IP examination 2014: Odisha Circle

10. List of Selected candidates of IP examination 2014: AP Circle

11. List of Selected candidates of IP examination 2014: Assam Circle

12. List of Selected candidates of IP examination 2014: Bihar Circle

13. List of Selected candidates of IP examination 2014: Chattisgarh Circle

14. List of Selected candidates of IP examination 2014: Gujarath Circle

15. List of Selected candidates of IP examination 2014: Himachal Pradesh Circle

16. List of Selected candidates of IP examination 2014: Jammu & Kashmir Circle

17. List of Selected candidates of IP examination 2014: Jharkhand Circle

18. List of Selected candidates of IP examination 2014: Karnataka Circle